Whenever the topic of saving for retirement comes up, I am often met with statements similar to the following " I don't earn enough to save for retirement", "I'm waiting to get a better job before I start saving" or "I'll play catch up when I earn more", but saving for retirement on a small or low income is very possible. I'm sharing some suggestions on how to do it.Read More
There is always something scary happening somewhere in financial markets around the world. The sky is always falling somewhere and people always have something to say about it and let's not forget the panic and hysteria that follows. With all the nay saying going on, you might as well go to the bank right now withdraw all your money, cash out all your investments and stuff it into your mattress and then put whatever doesn't fit into your pillowcase. Right? Wrong!Read More
One of the common ways to manage multiple credit cards and pay off debt quickly is by transferring your credit card balances from one or multiple credit cards to a single card that offers a much lower interest rates usually for a fixed period of time. While this approach might work if you are trying to save money on interest while you pay off your debt, it is also a huge trap people fall into.Read More
People talk about this all the time - Being frugal. In a lot of cases, the consistent message seems to be that the only way to really save money is to be completely frugal and enjoy life's "little" pleasures. But what if you don't want to be completely frugal and you prefer life's bigger pleasures?Read More
Did you know that there's a big chance that you might be overlooking some tax deductions which you may qualify for especially if you file your taxes yourself? In this post, I'm sharing some of the most commonly overlooked tax deductions that you should keep in mind when you are filing your taxes so you don't leave any money on the table.
Receiving a tax refund check can make a big difference towards improving your finances and achieving your financial goals, so it's a good idea to create a clear plan for what to do with your refund in advance of receiving it this way all that money doesn't just slip through your fingers unaccounted for.Read More
Increasing your income allows you to pay off your debts faster, save more and invest more. It can greatly accelerate the time it takes for you to accomplish your financial goals so much more than if you were just solely focused on reducing your expenses.Read More
If you've followed Clever Girl Finance for a while you know that I'm a huge fan of increasing your income through small business and one of the way I've ramped up saving money is through my side hustles. In this post, I'm breaking down just what I did to create a successful side hustle that earned me almost $70k in one year while still working at my full time job and I'm also be sharing some tips that you can hopefully apply to your own side hustle regardless of what industry you are in.Read More