Mindset is way more important than most of us realize. It affects every decision we make and controls how we think about everything, from our careers to our finances. But the great news is your mindset can be whatever you want, and you can change it if you don't like it. Today, let’s take a look at books about money mindset!
They can make a huge difference in your outlook. And reading books about money can improve more than just your finances. Your brain benefits, as well.
Ready to dive in? Check out all the best money mindset books here. But first, let's discuss why it's important to improve your money mindset!
Why improve your money mindset?
Maybe all of this seems unnecessary. Why should you improve your money mindset, after all? Because your money is something that you can control, especially with how you spend it. So if you have the best possible way of thinking, then it can be a very positive thing for your finances.
There are tons of benefits to changing your attitude and thoughts. When you read books on money mindset, you challenge yourself to look at things differently. Reading these books about money mindset can help.
How can reading money mindset books help you?
So, what does reading do for your finances? Well, one key thing is that helps with a lot more than just your money. Reading has numerous benefits. Here’s how it can help you succeed.
Reading helps you learn
Reading can help you learn a ton of new things. When you read something, you can begin to understand financial concepts you may have never thought about before.
When you learn, especially financial terms and ideas, you can apply that in your own life. Suddenly, you might have inspiration and tools you never had before to help you build wealth, create a budget, and more.
Reading helps you remember
Did you know that reading can make your memory better? If you struggle with memory, know that reading can help a lot. It creates new synapses and enables you to remember things you’ve read.
Your mindset will change
Instead of just sticking with what you’ve always believed about money, you can genuinely improve your life by changing what you think. Money mindset books have the power to shift your thinking to new, more positive things.
After all, why believe that the way things currently are is all that will ever be possible? There's plenty to learn about finance, investing and retirement, and there are a lot of ways to be successful.
Changing your mindset allows you to change and grow to be the best possible person you can be.
Top 14 books about money mindset
So, we rounded up the 14 best books on money mindset. They will help you learn new things, improve your financial situation, and become wealthy.
1. Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required
Quit Like a Millionaire is an excellent book for millennials and Gen Z. It talks about the standard way to retire that we’ve all been taught and how things are different now. Find out how to retire early while you’re still young.
Plus, Kristy Shen and Bryce Leung offer a great perspective on a nomadic lifestyle and what money is really for, even if you use it unconventionally. An inspiring and informational read that should definitely be on your list.
2. You are a Badass at Making Money: Master the Mindset of Wealth
Jen Sincero is a master at helping people understand the right mental attitude for money. You Are a Badass at Making Money focuses on positive thinking and the law of attraction, offering a perspective on money that can really make you think differently. With a witty and engaging style, you’ll find the author’s jokes and the topics discussed to be both practical and fun.
Reading this book will change your money mindset for good. You’ll feel ready for new challenges and encouraged that you can make as much money as you want to.
After reading this, suddenly, money problems don’t seem as big anymore. The author also describes her experience overcoming financial struggles, making readers understand what’s possible for them.
3. The Millionaire Next Door: The Surprising Secrets of America's Wealthy
The Millionaire Next Door examines the lives of millionaires and makes some surprising discoveries. You’ll learn that what you might think is “rich person” behavior is actually quite the opposite. Millionaires may be all around you, but it’s difficult to recognize because they look just like everyone else.
Find out why many millionaires choose to live everyday lives without expensive lifestyles and discover how this can make you wealthier than you thought possible. This is one of the best books about money mindset that’s available.
Showing facts instead of just opinions, Thomas J. Stanley and William D. Danko break down the supposed walls and obstacles of the wealthy class and help you to see what’s true.
4. Think and Grow Rich
While it was published nearly a century ago, much of the advice in this read still applies today as much as ever. Think and Grow Rich is an interesting look at what can happen when someone is determined to succeed and truly believes that there is no other option but success and becoming rich.
The author focuses a lot on how to begin thinking with a wealthy mindset and applying certain principles to your life to help you. The in-depth look at wealth makes it one of the best books on money mindset.
5. Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones
Atomic Habits really explains in detail what is needed to form a good habit. Good habits have a lot to do with wealth-building and success, and James Clear has a great understanding of how to get the results you want.
Not only will this book help you with your money mindset, but it’s sure to be helpful in every area of your life. Because once you’re able to form a great habit, you can truly succeed at anything you want to do, whether that’s waking up at 5 am, running a marathon, or becoming a millionaire.
6. I Will Teach You to be Rich Second Edition: No Guilt. No Excuses. No BS. Just a 6-Week Program That Works
One of the best money mindset books, I Will Teach You to be Rich, is very modern and structured for young generations like millennials. Author Ramit Sethi shows how to build wealth easily by making it automatic.
It’s a step-by-step process that can work for many people when they are trying to become rich but have no idea where to start. More than anything, this book explains what’s possible and offers solutions that may not have been thought of yet.
7. The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich
A similar concept to the above book; The Automatic Millionaire is a great read that will show you how to change up your financial situation with just one-time processes that become automatic.
David Bach writes in a clever and straightforward style that helps make this one of the best books on money mindset. One thing’s for sure - using the principles the author discusses and genuinely changing the way you think about money for the better can lead to great wealth.
8. Clever Girl Finance: Ditch debt, Save Money, Build Real Wealth
Author Bola Sokunbi, the Clever Girl Finance website creator, wrote an inspiring read and one of the best books on money mindset. Clever Girl Finance: Ditch Debt, Save Money, And Build Real Wealth discusses saving money, investing, and all kinds of other helpful information.
Written specifically for women to help them change their lives by changing how they think about money, this read will help you put your financial steps into action.
9. Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence
Vicki Robin discusses a whole new perspective on wealth - financial independence. Saving, getting out of debt, budgeting, and other topics are all part of Your Money or Your Life that shows you what is possible with your money. It’s among the best money mindset books for its uniqueness and structure that helps you win financially.
10. Love Your Life, Not Theirs
Rachel Cruze explains that there’s more to life than money in one of the best books about money mindset. The author highlights the comparison game and how much better lives are without it.
She shows how you can live a great financial life without worrying about what everyone else is doing. So you can learn to be financially healthy with the help of this book, Love Your Life, Not Theirs.
11. Get Good With Money: Ten Simple Steps to Becoming Financially Whole
Tiffany Aliche, “the Budgetnista,” offers ten tips for understanding finances and getting your money on track. Budgeting, spending, credit score, and more are discussed in this remarkable book that will change your money mindset for good.
Get Good with Money will challenge you and allow you to understand the basics of finance.
12. Broke Millennial: Stop Scraping By and Get Your Financial Life Together
A how-to guide for those that are just beginning with money and possibly wondering how to do better financially. Erin Lowry writes in a relatable way that helps readers know that they’re capable of achieving great success.
Check out Broke Millennial to change your financial future!
13. The 4-Hour Workweek
This is one of those books that talks about optimizing your life and really making everything as simple as possible. When you accomplish this, it's way easier to focus on money and mindset because you free up more time.
Author Tim Ferriss wrote The 4-Hour Workweek as a way to move past the typical 9-5 job. But he also discusses making more money in less time and thinking differently about your life. You're sure to learn more about money mindset and efficiency.
14. Choosing to Prosper: Triumphing Over Adversity, Breaking Out of Comfort Zones, Achieving Your Life and Money Dreams by Bola Sokunbi
If you struggle with improving your mindset, then Choosing to Prosper: Triumphing Over Adversity, Breaking Out of Comfort Zones, and Achieving Dreams, by Bola Sokunbi is for you.
Financial expert and founder of Clever Girl Finance discusses mental health challenges, imposter syndrome, and common familial obstacles in this amazing book. She provides you with the tools you need to improve your mindset, build confidence, and pursue personal growth.
How to read money mindset books
Reading the best money mindset books will be quite different from reading, say, a novel. When reading financial information, there are specific techniques you can keep in mind to get as much as possible from your reading.
Some things you can do to improve your reading experience are:
Read somewhere peaceful
Find a quiet place to read or a time when you are not rushed. This can help you to be fully immersed in the book and have time to understand the concepts without distraction.
Apply at least one thing you learn
Do at least one action from the book. That way, you are putting new ideas into practice. Even if it’s just one thing you learned from your reading, you are making a change and trying out new things with money.
Discuss your book with a friend
Talk about what you read. If you’re someone who learns by talking about information, find someone who’s interested who will want to discuss the topics with you. It’s even better if that person can also read the book, and then you can share your thoughts.
Where to begin with money mindset books
If you constantly want to read money books but feel overwhelmed by where to start, here are a couple of suggestions. First, take on one subject at a time.
Start with one topic, preferably a simple one, and read books about that subject or chapters of books until you truly understand it. Examples of topics are budgeting, IRAs, mutual funds, or retiring early.
Next, understand that you can re-read. That’s the great thing about books. You can go back to parts that didn’t make sense and read them repeatedly until you feel like you totally get the concept. Or you can read a book once fast and then again at a slower pace. Whatever helps you learn best.
Read these books about money mindset to transform your life and finances!
So, if money and getting ahead financially seems challenging, reading these books about money mindset will help you to apply new thoughts and ideas to your life in a significant way.
Reading is one of the best ways to understand new ideas, and you can begin right away. Simply find your local library and check out some of the 13 best books on money mindset.
Or order if you’d like to have your own copy. Reading can be free, though, and the great thing is you’ll really benefit in the long run - with money and in other areas of your life.