13 Funny Money Quotes That Teach Real Life Lessons!

Funny money quotes

Money talk can get intense sometimes. Today, we’re here to lighten things up a little bit with some of our favorite funny money quotes. But, since this is Clever Girl Finance, and we’re all about empowering women by providing real financial guidance, these funny money quotes aren’t just funny – they teach real-life lessons, too!

13 Funny money quotes you can learn from!

Read on for some of the best funny sayings about money and what they can teach us.

Funny finance quotes about shopping and spending

These funny finance quotes show us that it’s ok to spend on “frivolous” things if they make you happy. Just make sure to budget for them and that you aren’t buying them to impress others.

“I like my money where I can see it, hanging in my closet.” – Carrie Bradshaw, Sex and the City

The Sex and the City character, Carrie Bradshaw, is famous for her enviable designer wardrobe. She’s also somewhat infamous for spending so much on shoes that she occasionally struggled to afford her rent. What can her quote teach us about spending, in particular, spending on luxury goods?

That there’s absolutely nothing wrong with spending your money on clothes and accessories. Maybe you want to buy a Chanel handbag or another designer item.

Where you can go wrong, however, is if you don’t save up for your splurges or spend money that you don’t truly have. And, remember, there are ways to be fashionable on a budget, so if a designer item isn’t in the cards for you yet, you can still look fabulous.

“Too many people spend money to buy things they don’t want to impress people they don’t like.” – Will Rogers

This quote reminds us to be thoughtful about our spending. Before making big purchases, ask yourself why you want that item. Do you truly want it, or are you buying it to impress someone else?

The problem of keeping up with the Joneses – always buying the latest and greatest things to impress your neighbors – is only becoming more widespread. With the influence of social media, the Joneses are no longer limited to our neighbors – it’s the whole world.

Be extra careful to focus on yourself and what you want, not on what other people have or what you think you should have to impress them.

Funny sayings about money when it comes to investing

This quote jokingly suggests that money is safer when you don’t spend it. But there are better things to do with your money, like investing. It’s actually one of the best ways to increase your wealth!

“The safest way to double your money is to fold it over and put it in your pocket.” – Kin Hubbard

While this quote is certainly funny, it’s definitely not accurate. It turns out, one of the safest ways to grow your money is actually through investing, not stashing it away in your pockets.

Thought of by many as risky or scary, investing is not something to be afraid of. If you’re new to investing or want to expand your knowledge, check out Clever Girl Finance’s book Learn How Investing Works, Grow Your Money. You’ll learn just why investing is one of the best ways to grow your wealth.

Funny saving money quotes

These funny saving money quotes are very relatable but you can learn how to save money no matter how tight your budget is!

“Economists report that a college education adds many thousands of dollars to a man’s lifetime income – which he then spends sending his son to college.” – Bill Vaughn

There’s no doubt about it, having kids is expensive! And sending your child (whether male, female, or non-binary – clearly this quote about a man sending his son to college needs a modern update) to college can be really expensive!

However, there are ways to plan for your children’s college without spending your entire salary on that education. For example, parents can invest funds for their children’s education by setting up custodial accounts or 529 plans.

"I’m so poor I can’t even pay attention." ~Ron Kittle

This is one of those funny saving money quotes that can be so spot-on that it hurts. Unfortunately, this can happen due to bad financial habits or even something that was beyond your control. However, the good news is that you can break the cycle of being poor and learn how to save money even on a low income!

Remember that every dollar counts and if you find ways to be frugal you can save money faster than you think!

Funny finance quotes about budgeting

Do you and your partner budget together? This quote highlights the importance of setting up a budget with your partner and reviewing it together.

“Some couples go over their budgets very carefully every month, others just go over them.” –Sally Poplin

Which type of couple are you? The one that sticks to a budget or the one that totally ignores it? Communication in relationships is important no matter the topic, and perhaps even more so when it comes to finances.

If you and your partner haven’t set up a budget yet, or are struggling to stick to one, it’s time to get on the same page and create one that works for you. Your finances and your relationship will be better off for it.

Funny finance quotes about debt and borrowing

There’s nothing funny about debt, but these funny money quotes definitely can teach us something.

“This would be a much better world if couples were in love as much as they are in debt.” – Earl Wilson

This quote is darkly humorous because it’s also quite accurate. Currently, about 80% of Americans are in debt. While it’s hard to tell what percentage are in love, the point is that many of us are in debt.

Not only does debt limit opportunities, but it can also bring on a lot of stress, straining relationships along the way. If you prefer to stay in love more than in debt, start by coming up with a debt reduction strategy and get yourself out of debt for good.

“A bank is a place that will lend you money if you can prove that you don’t need it.” – Bob Hope

Sometimes it feels like the system is rigged in favor of the rich, which isn’t untrue. If you’ve ever applied for a loan, you know that you have to meet certain eligibility requirements to qualify for that loan.

For some, it’s impossible to meet these requirements. These people fall into the category of “unbanked” or “underbanked”. These people either have no bank account or have one, but must rely on alternative financial services (like payday lenders) to meet their needs. According to the Federal Reserve, 22% of adults in the U.S. were either unbanked or underbanked in 2019.

By doing things like setting a budget, creating an emergency fund, and increasing your income, you can work to get yourself out of this category or avoid falling into it.

Funny sayings about money and how it makes you feel

From stress and anxiety to freedom to happiness, money elicits so many different emotions. These funny money quotes show just that.

“I finally know what distinguishes man from other beasts: financial worries.” – Jules Renard

We’ve all felt it at one time or another – financial stress. Have you ever looked at your dog and wished you could trade places with them so that you could live their simple, easy life, free from financial worries? That’s exactly what this quote is getting at.

While there are many reasons people feel financial stress, one of the main reasons is low financial literacy. That’s actually a good thing! Because if there’s one thing we know you can do, it’s become educated on your finances.

Start with articles on this website, a book on financial literacy, or one of Clever Girl Finance’s completely free courses. Whatever you do, just start, and you’ll immediately feel much less stressed!

“Money frees you from doing things you dislike. Since I dislike doing nearly everything, money is handy.” – Groucho Marx

Money can buy a lot of things. One of those things is the ability to pay someone else to do what you don’t want to do. While Groucho Marx jokes about getting out of obligations because he’s rich, there is some truth to this!

If you have enough disposable income, you free yourself from spending time doing things you don’t like. You can outsource tasks such as grocery shopping, cleaning, or dog walking. Money gives you the freedom to choose how to spend your time, and that is priceless.

“All I ask is the chance to prove that money can’t make me happy.” – Spike Milligan

Money can buy a lot of things, but can it buy happiness? This is the age-old question! There is some consensus that a certain baseline of money does, indeed, make you happy. However, it’s unclear whether more makes you happier.

Like this quote suggests, it’s probably preferable to try to make as much money as you can. Just make sure you don’t sacrifice important things on your way to accumulating more.

Funny sayings about money when it comes to kids

Humor is one of the best ways to connect with kids. Try out this “tip” from Bill Murray and you’ll teach them a lesson on taxes and sharing at the same time!

“The best way to teach your kids about taxes is by eating 30% of their ice cream.” – Bill Murray

One of the best gifts you can give your kids is teaching them financial literacy early on. By teaching them things like how to save and grow their confidence around money, you’ll set them up for success in young adulthood.

You can probably find another way to teach them about the importance of paying taxes (other than eating their ice cream or Halloween candy), but it’s not a bad idea!

Funny money quotes about getting rich quickly

The easiest way to get rich is probably not what you think it is! Spoiler alert: hard work and years of good financial planning is the way to get there.

“There is a very easy way to return from a casino with a small fortune: go there with a large one.” – Jack Yelton

We’ve all dreamt about winning the lottery or striking it big in Vegas. But is it really possible to get rich quickly? For some, things like winning the Powerball actually happen. But it’s not something we can bet on. Like this quote says, the surest way to leave a casino rich is not by winning at the gambling tables, but by starting out rich.

Instead of hoping to get lucky and get rich quickly, you’re much better off putting your energy toward saving, investing, and paying off your debt. Getting rich might not happen quickly, but if you work toward it, it will happen one day.

Funny money quotes can teach real lessons

There you have it! Some of the funniest quotes about money, each with a life lesson. Hopefully, some of these have inspired you to up your own personal finance game and continue to educate yourself on all things money.

Check out the Clever Girl Finance YouTube channel and the Clever Girls Know podcast for great tips on all things money!

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