Are you trying to figure out how to make money without a job? Or maybe you’re tired of your 9-to-5 job and yearn to do something else with your life. Thankfully, the 9-to-5 job is on its way out because you don’t need to work a boring desk job to make a living anymore! And even if you do have a full-time job, there are plenty of side hustles that can help you earn some extra cash to use towards paying off your debt and bulking up your savings accounts.
When I say job, I mean the desk job that makes you work particular hours. For instance, working at a bank or grocery store. However, there are so many other ways to make a living.
Top 20 ways to make money without a job
Some of these ideas are web-based, and you can work from anywhere. Others might require special skills or that you live in a specific location. You can use these ideas as a springboard to come up with even more ideas for how to make money without a job.
1. Become a freelance writer
Do you enjoy writing? Maybe you used to have a blog, or you’re always correcting your friends spelling mistakes when they text you. If so, then you might want to think about becoming a freelance writer.
Freelance writing is one of the best ways to earn money without a job because it's lucrative and flexible. According to the Bureau of Labor Statistics, the median pay for freelance writers is $67,120 a year, or about $32.27 per hour.
Also, you don’t need to have an English or journalism degree to get started. You can often find companies looking for writers on Twitter and job boards like Indeed. And best of all, since you’re a freelancer, you get to set your own hours and decide who you want to work with.
2. Start a blog
Blogging is another way how to make money without a job. If you’re passionate about a specific topic and are good at writing, becoming a blogger can be a great option for you. You get to be your own boss, writing whatever you want about whichever topics you enjoy. For instance, if you prefer a variety of topics, then you could start a lifestyle blog. And it’s really easy and cheap to set up using a blogging service like WordPress.
You can make a lot of money with blogging, especially if you have a lot of followers and use affiliate marketing. Affiliate marketing is when you link to products, and that company gives you money for every person who buys those products after clicking on the link on your blog.
However, blogging can be a lot of work in the beginning. You’ll need to know about things like SEO, marketing, and promote your articles on social media. But it's a great way to earn money and can fun too.
3. Earn cash back
Who doesn’t love free money? When you use cashback apps or cards, you basically get paid to do your regular shopping. Several banks and credit cards offer this service, so check to see if yours has this offer.
You can also check out sites like Rakuten, which gives you a discount or cashback when you shop at any of their thousands of partner stores. Others, like Acorns, let you earn cashback when you shop and put that money towards your investing account.
Be careful not to spend money on things you don’t need or can’t afford. While cashback is a great way to earn extra cash, it’s designed to get you to spend more money. And being in credit card debt just to earn a few extra bucks is not a strategy I would recommend.
4. Become a virtual assistant
A virtual assistant is someone who works for others as an assistant, but virtually. For example, they might help organize schedules, set up phone calls, handle social media, manage blog content, and more. Best of all, it can all be done from the comfort of your own home.
It’s easy to get started. Just figure out what skills you think you can offer your clients. Start with just a few, like social media management or email management. Then, you can look for work at places like Upwork and slowly build up your skillset and clients from there.
5. Become a dog walker and pet sitter
Are you an animal lover? Then why not get paid to spend time with some furry friends! You can earn money by offering to dog-walk, and pet-sit for pet owners in your city or town. Pet sitters make around $14 to $20 an hour or possibly more, depending on where you live.
Advertise in your neighborhood and through social media. Look for animal lover groups based in your city on Facebook. Or you can even join pet sitting sites like Rover.
If you want to travel and don’t want to pay for a hotel, then think about house sitting. You not only get paid to stay in a nice house, but you can also use the opportunity to travel or visit an area you’ve been thinking about moving to.
There are several sites to find people looking for house sitters, including TrustedHousesitters and Nomador. You may need to take care of the owners’ pets, water plants, and clean, but it’s not that bad of a deal considering those are things you would probably do in your own home.
7. Sell handmade items on Etsy
Do you like to craft or paint? You can sell your handmade items on Etsy. Etsy is an online marketplace for users who make and sell their own creations. You can sell anything from crocheted dolls to paintings, house decor, vintage items, and jewelry. And with a little bit of SEO knowledge and marketing, you can even make a living out of it.
8. Sell your used items to make money without a job
Selling your unused items is how to make money without a job; that's easy, and it will declutter your home too! If you have gently used items, you can sell them using apps like Vinted and Facebook Marketplace. You can sell pretty much anything - your old clothes, electronics, furniture, books, and even shoes and purses. So why not turn that clutter into cash!
9. Invest in real estate
Real estate is one of the more traditional ways to earn money. If you go the traditional route of buying a property and renting it out, you will need a lot of upfront capital. But you can generally get your mortgage covered and then have a little bit of extra money leftover.
But not everyone wants to be a landlord. So instead, you can invest in real estate through crowdfunding services like Fundrise and Roofstock. You can even invest for as little as $500. The platforms take care of operating the properties while you earn money through quarterly dividends. And you’ll also gain money as the properties you’ve invested in appreciate in value.
Babysitting isn’t just for high schoolers. If you love kids or even have a few of your own, you can set up a babysitting or nanny service. You can reach out to family members, friends, and even your neighbors. There are even online sites like Care.com where you can find babysitting jobs in your area.
11. Invest in dividend stocks
One of the best ways to grow your wealth over time is to invest in stocks. While investing in the stock market often takes time, you can exhilarate that growth by investing in dividend stocks.
Dividend stocks are shares of a company that gives you income for holding on their stock, often on a quarterly basis. You essentially are rewarded for holding onto the stock. You will need to do some research on investing to find the best dividend stocks for you. Find out more in our investing courses.
12. Become a transcriber
Do you type really fast and are a good listener? Do you remember everything, even when it was said years ago? Then transcribing might be perfect for you because these are the skills that can help you succeed in this role.
A transcriber converts audio into text, and the average hourly rate for transcribers is $15 an hour. You can choose your hours and work from home or anywhere there is wifi. All you need is a reliable computer and fast internet service.
13. Make YouTube or TikTok videos
It’s easy to create and upload videos on YouTube and Tiktok. All you need is a bit of creativity and a smartphone. If you’ve always wanted to have your own show, it’s easy to do so on YouTube.
You can also get paid on YouTube through ads and affiliate programs. You’ll need to reach a certain amount of subscribers and views to start earning money. TikTok is another platform where you can earn money through affiliates. Again, you’ll need to have a decent number of subscribers.
The key to both YouTube and TikTok is to create quality content consistently. You’ll also need to use the right keywords in your title and description, as well as interact with viewers to foster your community.
14. Rent out your home on Airbnb
If you have a spare bedroom or guest house, renting it out on Airbnb could be an easy way to earn money without a job. All you need to do is sign up on the platform, take good-quality photos, decide how much you’ll charge and how many people you can accommodate, and go from there.
You can choose your own dates for when you want to have guests. It’s relatively inexpensive to get started, but you will need to pay Airbnb fees and either pay to have a cleaner or take care of the cleaning yourself.
15. Write ebooks
Have you always wanted to write a book? You no longer need to have a million Instagram followers or a publisher to have your own book. In fact, the total revenue from ebooks is projected to reach $117.7 million by 2025.
With Amazon, you can publish your book on Kindle without having to pay a dime! While ebooks are priced lower than traditional books, there are no overhead costs. And with the number of people buying ebooks through Amazon, you’ll likely earn some extra money, especially if you promote your book yourself on social media.
16. Make money without a job flipping items
Have you heard of house flipping? Well, you can do the same thing with other items. Flipping is when you find cheap items, improve them, and sell them for a higher price.
You can find cheap items at thrift stores, restore them, and then re-sell them for a higher price. For example, you can find old furniture, repaint it (perhaps with a unique design) and then sell it online. You can even sell your items on Etsy or use Craigslist or Facebook Marketplace to sell to people in your area.
17. Become a notary public
According to the National Notary Association, there are over 4.4 million notaries across the U.S. Notaries play an important role in the U.S. by handling mortgage signings, notarizing trust documents, and more.
Notaries are independent contractors, so you can set up your own business. It’s also just a great skill set to have in your arsenal, and you can combine it with other services, like being a virtual assistant.
Keep in mind that each state has different rules for what you need to become a notary, so look up the rules for where you live.
18. Lose weight and make money
Trying to lose a few extra pounds? Why not get paid to do it? With HealthyWage you can do just that. All you need to do is sign up with HealthyWage, set a goal weight and limit.
You can then place a bet on yourself, from $20 to $500 a month. Once you’ve achieved and maintained your goal, HealthyWage will pay you your prize, which can be as much as $10,000. This is a great way to earn money and get healthy too!
19. Start a coaching business
Have you successfully started your own business? Do your friends and even strangers keep asking you for career advice? You can start a coaching business and get paid to help others achieve their goals. There are many types of coaches, so first, you’ll need to decide which kind of coach you want to be.
For example, a life coach helps clients with their life goals, while a business coach helps entrepreneurs expand their companies. You can even become a financial coach to help others with their finances or a fitness coach and help others lose weight. So get started making money for your knowledge!
20. Rent out your car (Turo)
Need help paying your monthly car payments? You can earn extra cash by renting out your car on Turo. You don’t even need to lend your car often. Hosts can cover their payments if they rent out their car as little as nine days per month.
Turo allows private car owners to rent out their care via their online marketplace. It’s an easy way to earn money without a job, and you can even rent it out while you are working from home! All you need to do is sign up for Turo, list your car, and determine your price. You get paid via Paypal within five days and earn 65% to 85% of the trip price.
You can make money without a job
So with a little bit of research and creativity, it’s easy to find ways to make money without a job. From pet sitting to writing services and selling used items, there is something out there for you. So say goodbye to having to work from 9-to-5 and say hello to a flexible work schedule doing something you love!