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Let's talk about the best personal finance books and more! I’m an avid book reader and proud to say that reading has changed my finances and in turn, my life overall. As a result of reading, I've gotten new ideas and fresh perspectives which have ultimately led to my growth and success as an individual. So when people ask me about my opinion on the best books, I always have a ton to share. Hence this ultimate list of best personal finance books and more that I've put together. There are just so many good ones!
Reading finance books motivates and inspires me to stay on top of my financial planning and keeps me focused on my long-term financial goals.
Educating myself on personal finance by reading also contributed to my being able to achieve a major financial milestone—saving over $100,000 in just 3 years.
Why should I read books about money?
Learning about finances and money is crucial if you ever want to have financial freedom. It’s important to learn different viewpoints and perspective and figure out what is best for you and your family.
Plus there are numerous health benefits to reading books!
- Reducing stress and anxiety
- Helping you fall asleep faster
- Increasing overall life satisfaction and happiness
Whether you want to read about personal finance, career development, business or personal development, this ultimate list of the best books, will help you be successful.
But aren’t all personal finance books the same?
This is a comment I hear a lot. But here’s my take; Financial concepts are financial concepts. And while they don’t change much, there is tremendous value in learning the various ways in which people implement these cornerstone financial concepts into their lives and the strategies they’ve used to create their own financial success.
Personal finance books provide you with a variety of opinions and strategies. And importantly, if you read them often enough, they keep you immersed in what you should be doing to achieve your own financial success.
In addition, reading about personal finance from other people’s perspectives isn’t boring, especially when it’s by an incredible author.
As women earning money, we owe it to ourselves to define our financial success. Reading to educate yourself is a great way to get started.
That being said, below is my ultimate book list of the best personal finance books, career, business, and personal development books. These are books I've read over the years and books that have been recommended to me that have excellent reviews.
These books have guided me through saving, investing, business, life and more.
The Best Personal Finance Books of All Time: The Top Books Every Woman Should Read
In the lists below, you'll find some of my favorite books for women in their 20s, 30s, 40s, and beyond. They will help you build a foundation to grow your money and live the life you want.
These books are great for beginners and will change your life for the better. They will help you stay motivated to do what you need to do with your finances and money.
- Clever Girl Finance: Ditch Debt, Save Money and Build Real Wealth. My first pick is my book (yes!). I wrote this book for women from a woman's perspective and to provide an actionable personal finance guide for beginners. Why? Well, at the beginning of my journey to building wealth, there were so few books by women or even by women of color. Most of the books I read were by men and while they are great books, I wish I had something directly relatable to me. So I wrote the book I wish I had. This is top on my list of the best personal finance books if I might say so myself!
- Millionaire Women Next Door by Thomas J. Stanley. This book is the women’s version of Millionaire Next Door. He tells the stories of women millionaires and how they built their wealth.
- Nice Girls Don't Get Rich: 75 Avoidable Mistakes Women Make With Money by Lois P. Frankel. Learn the common mistakes that are holding women back from financial success and how to overcome them.
- Smart Women Finish Rich by David Bach. In David Bach’s book, he lays out his 9 step plan for establishing financial security and building long-term wealth.
- Spend Well, Live Rich: How To Get What You Want With The Money You Have by Michelle Singletary. Michelle lays out the 7 practical money lessons she learned from her grandmother.
- Rich Bitch: A Simple 12 Step Plan For Getting For Financial Life Together Finally by Nicole Lapin. Nicole lays out her simple 12 step plan to win with your finances. Including laying out the mistakes she made and how she overcame them.
- Live It, Love It, Earn It: A Woman's Guide To Financial Freedom by Marianne Olszewski. This book is a mix of personal finance and motivational. Marianne inspires you to surround yourself with people and situations that will push you toward success instead of away from it.
- Financially Fearless by Alexa Von Tobel. This book is all about building your financial plan around your own priorities and goals without giving up what you love.
- Real Money Answers for Every Woman: How to Win the Money Game With or Without a Man by Patrice Washington. This book will help you get out of debt, rebuild your credit and reach your financial goals.
- Money, A Love Story: Untangle Your Financial Woes And Create The Life You Really Want by Kate Northrup. Kate’s book is all about identifying your relationship with money and building a healthy relationship with money. She helps identify your perceptions around money by identifying emotional aspects that are holding you back.
- Women & Money: Owning The Power To Control Your Destiny by Suze Orman. This book lays out Suze’s 5-month plan for women. She helps you identify your the emotional and practical knowledge surrounding money that is holding you back. Then helps you build your plan toward long-term wealth.
- Broke Millennial: Stop Scraping By And Get Your Financial Life Together by Erin Lowry. This book is for 20-30-year-old millennials looking for a financial plan that is not the typical personal finance book. This book will help those in their 20s and 30s navigate life with student loan debt and building friendships and romantic relationships while being open about your finances.
- You Are a Badass at Making Money: Master the Mindset of Wealth by Jen Sincero. This hilarious book is filled with aha moments that will help you overcome the mindset that is holding you back from financial success.
- The $1000 Project: An Easy Guide To Mindful Saving And Financial Well Being by Canna Campbell. This book is an easy guide to saving money and seeing immediate results.
- Rich Dad Poor Dad: What The Rich Teach Their Kids About Money - That The Poor And Middle Class Do Not! by Robert Kiyosaki. This book blows up the myth that you have to be a high-income earner to be rich. It also teaches you what to teach your children about money.
- Secrets of Six-Figure Women: Surprising Strategies to Up Your Earnings and Change Your Life by Barbara Stanny. In this book, Barbara interviews women making six figures and up to identify the key characteristics that helped them succeed so you can too.
- The Automatic Millionaire, A Powerful One-Step Plan to Live and Finish Rich by David Bach. The one-step plan to becoming a millionaire.
- The Financial Diet: A Total Beginner's Guide to Getting Good with Money by Chelsea Fagan. This is not your typical personal finance book. It is all about the foundations of building a life you want on a budget.
- The Richest Man in Babylon by George S. Clason. This book is full of interesting stories about financial success and the happiness that follows.
- 5 Lessons A Millionaire Taught Me For Women by Richard Paul Evans. This book is not just about money. It’s about building a life around God and your relationships in order to gain life’s real riches.
Best Books for Investing for Beginners
Learning about investing doesn't have to be scary and overwhelming. These beginner investing books are perfect for those that are just learning about how to invest. Plus some of the best personal finance books are about this very topic.
It is so important for women to learn about investing in order to have financial freedom. Studies have shown that women are less likely to invest and when they do, they start when they are older.
Investing at a young age is crucial in order to take advantage of long-term gains and compound interest. The younger you start investing, the better off you will be when you decide to retire.
These are the best books for investing for women:
- The Women's Guide to Successful Investing: Achieving Financial Security and Realizing Your Goals by Nancy Tengler. This is the best book for investing for women. It is easy to understand and implement for long-term investing success.
- The Little Book of Common Sense Investing: The Only Way to Guarantee Your Fair Share of Stock Market Returns by John C. Bogel. John shares his success with being successful with low-cost funds.
- The Intelligent Investor: The Definitive Book on Value Investing by Benjamin Graham. Learn how to build a long-term successful investing strategy and avoid costly mistakes.
- Smart Investors Keep It Simple: Investing In Dividend Stocks For Passive Income by Giovanni Rigters. This book teaches you the basics about the stock market and the ins and outs for building long-term success.
- Rich Dad's Guide to Investing: What the Rich Invest in, That the Poor and the Middle Class Do Not! by Robert Kiyosaki. This book is perfect for beginners and learning the difference in different investment strategies.
- Warren Buffet Invests Like A Girl by The Motley Fool and LouAnn Lofton. Learn how to invest like a woman and Warren Buffet so you can lower your risk while increasing your gains.
- The Complete TurtleTrader: How 23 Novice Investors Became Overnight Millionaires by Michael W. Covel. Based on the true story of how a millionaire investor taught others to do the same.
- The Book on Rental Property Investing: How to Create Wealth and Passive Income Through Smart Buy & Hold Real Estate Investing by Brandon Turner. Get the guide on investing in real estate the right way and becoming a millionaire with rental properties.
Best Books for Women in Business
Building a business or career is not easy, especially when trying to balance family life and career. Most business books are written by men to men. These are the best books for women in business written by other women.
- Nice Girls Don't Get the Corner Office: Unconscious Mistakes Women Make That Sabotage Their Careers by Lois P. Frankel. Lois examines the tendencies that women have that keeps them from success.
- Mistakes I Made at Work: 25 Influential Women Reflect on What They Got Out of Getting It Wrong by Jessica Bacal. Jessica interviews 25 very successful women about the mistakes they made during their careers and how they learned from them.
- Own It: The Power of Women at Work by Sallie Krawcheck. Sallie draws on her own experience in man’s world and how to navigate that world to achieve your own success.
- Women Don't Ask: The High Cost of Avoiding Negotiation--and Positive Strategies for Change by Linda Babcock. Overcome your fears of negotiating and start making as much if not more than the men in your field.
- Fearless and Free: How Smart Women Pivot and Relaunch Their Careers by Wendy Sachs. Learn how to overcome your fears and launch your career without holding yourself back.
- Boss Bitch: A Simple 12-Step Plan to Take Charge of Your Career by Nicole Lapin. Learn how to take control of your future by being more confident and ambitious.
- Leave Your Mark: Land Your Dream Job. Kill It in Your Career. Rock Social Media by Aliza Licht. Learn from real-life experience of building a brand and making your mark on your business.
- The Myth of the Nice Girl: Achieving a Career You Love Without Becoming a Person You Hate by Fran Hauser. Take your career to the next level while still being true to yourself and not selling out.
Best Books for Entrepreneurs
Building a business is not easy and it is a constant balance of learning, reading, and building our customer base. However, the more we can learn from others that have already been there and done that, the better off our businesses will be.
We can grow faster and make money doing what we love. These books will help you grow your business and make it profitable from the get-go. Especially considering that over 50% of new businesses close in the first 5 years.
- She Means Business: Turn Your Ideas into Reality and Become a Wildly Successful Entrepreneur by Carrie Green. Learn how to turn your passion and dreams into a money-making business.
- Business Boutique: A Woman's Guide for Making Money Doing What She Loves by Christy Wright. This book will help you build a business around what you are passionate about. Christy’s advice and tips are precisely what you need to start your business today.
- #GIRLBOSS by Sophia Amoruso. This book will help you follow your instincts and build a business by throwing out the old way of doing things and doing what works instead.
- Girl Code: Unlocking the Secrets to Success, Sanity, and Happiness for the Female Entrepreneur by Cara Awill Leyba. Learn how to build your confidence and help other women while building a community of support not one of jealousy and competition.
- Profit First: Transform Your Business from a Cash-Eating Monster to a Money-Making Machine by Mike Michalowicz. This book is great as an audiobook and physical book. Mike reads the book and adds to it in the audio version. This book will help your business be profitable from the start.
- The E-Myth Revisited: Why Most Small Businesses Don't Work and What to Do About It by Michael E. Gerber. Learn from years of experience about building a small business and do what works!
- The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich by Tim Ferris. Learn how to be more efficient and optimize your time with these simple tips so you can make more money while working less.
- Million Dollar Women: The Essential Guide for Female Entrepreneurs Who Want to Go Big by Julia Pimsleur. Learn the fundamentals of networking and how getting the right support can help you build a million dollar business.
- Dear Female Founder: 66 Letters of Advice from Women Entrepreneurs Who Have Made $1 Billion in Revenue by Lu Li. Get the advice that you will wish you had when you started your business.
- Blue Ocean Strategy, Expanded Edition: How to Create Uncontested Market Space and Make the Competition Irrelevant by W. Chan Kim and Renee Mauborgne. Learn how innovation and creating success by finding the right marketing space.
- Blue Ocean Shift: Beyond Competing - Proven Steps to Inspire Confidence and Seize New Growth by W. Chan Kim and Renee Mauborgne. Ignore the competition and inspire new growth by learning what works and what doesn’t.
Best Books for Women on Personal Development
These are my favorite books on learning how to improve your mindset and beliefs in order to live your best life. These books will help you be successful in your personal and professional life.
- Year of Yes: How to Dance It Out, Stand In the Sun and Be Your Own Person by Shonda Rhimes. Learn how saying “yes” can transform your life.
- No Excuses!: The Power of Self-Discipline by Brian Tracy. Success does not come from luck but self-discipline. Start taking control of your life and leave the excuses at the door.
- Believe Bigger: Discover the Path to Your Life Purpose by Marshawn Evan Daniels. Her 5 step plan will help you hear what God is telling you to do in your life.
- You Are a Badass: How to Stop Doubting Your Greatness and Start Living an Awesome Life by Jen Sincero. This hilarious book will help you stop the self-sabotage so you can get the life you want.
- Cultivate: A Grace-Filled Guide to Growing an Intentional Life by Lara Casey. Learn how to stop the beliefs that as women we have been able to do it all, all the time.
- Successful Women Think Differently: 9 Habits to Make You Happier, Healthier, and More Resilient by Valorie Burton. Build new thought processes so you can be more successful and resilient.
- Girl, Wash Your Face: Stop Believing the Lies About Who You Are so You Can Become Who You Were Meant to Be by Rachel Hollis. Rachel shares the lies and mindsets that are holding us back from being who God meant us to be.
- Jump: Take the Leap of Faith to Achieve Your Life of Abundance by Steve Harvey. Learn how to use your faith and your own natural talents to live the life God meant for you.
- Abundance Now: Amplify Your Life & Achieve Prosperity Today by Lisa Nichols. Lisa shares her own journey and struggles in order to teach you how to live your best life.
Finding the best books for women will help you grow finances, business, and mindset. A good book can inspire and motivate you to move to the next level of success in your personal and professional life.
It is so important to read books that will help you grow personally and professionally. The more you learn, the faster you can grow and become who you were meant to be!
I challenge you to read one book a month and see how it can change your life for the better. I hope this list of best personal finance books and more inspire you.
Let me know in the comments what you are reading right now and how it has helped you in your life.
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