Need 100 Dollars Now? 8 Ideas That Don’t Involve Payday Loans

Need $100 now

Ever been in a tight spot where you feel like you need 100 dollars now - like right now? Maybe you're saving up for a vacation or you're buying a lot of gifts or you just got hit with a big expense.

While there's no way to magically snap your fingers and make cash materialize, there are things you can do to make $100 fast, without using payday loans.

Payday loans seem like an easy way to get money but they can cost you a lot more than you'd think. And side hustles are a popular option for increasing your income, but these often take some level of time and commitment to get going.

Luckily, when you're in a pinch, there are other ways to get the money you need.

8 ideas to get 100 dollars now

Not ready (or just not interested) in taking on a side hustle like blogging or freelancing? No worries. Here are 8 things to do when you're telling yourself, "I need 100 dollars now."

1. Sell your stuff online

Selling your old or unused things is one of the hallmarks of making cash fast. Moreover, it's a great way to declutter your home—something most of us can certainly stand to do.

Ultimately, you can make extra money and clean your home at the same time. Sounds pretty good, right?

So what can you sell to get 100 dollars now?

  • Jewelry
  • Clothes
  • Old electronics
  • CDs and DVDs
  • Video games
  • Kitchenware
  • And lots more!

There are lots of things you can sell to make $100 fast–and plenty of marketplaces to help you get your items on the market.


Decluttr makes it easy to sell old CDs, DVDs, video games, and other electronic devices.

For CDs, DVDs, and video games, simply type in the barcode number. For other electronic devices, type in the make, model, and condition of the device.

Then, Decluttr will give you a free, instant valuation—and they'll lock in the rate for the next 28 days. Next, pack it all up and ship it for free with a prepaid label.

Lastly, get paid fast via direct deposit or PayPal.


Poshmark is the place to go for selling your old clothes and jewelry online.

First, take a photo of what you want to sell. Then, add a description and set your desired price.

That's it! When someone buys it, you can ship it to them for free with a prepaid label from Poshpost.

Facebook Marketplace

Facebook Marketplace works very similarly to Poshmark—but you can sell pretty much anything under the sun.

The steps are easy: Take a picture and write a description. Set the price.

However, you'll have to organize your own shipping.

If you want to sell a bigger item (like a couch) and your buyer lives close by, you can also organize a meet-up in person. Just remember to bring along a friend with you for safety!


eBay is the old-school, tried-and-true method for selling online. It's a great option to turn to when you need 100 dollars now because you can sell pretty much anything.

Not sure what to get rid of? Check out these household items you can sell for some quick cash.

Garage sale

Really, a garage sale is the TRUE old-school option when it comes to selling your old stuff for money. In some ways, it's even the easiest.

There's no need to take pictures, deal with shipping, or connect with anybody online.

Instead, just clean up the old items you want to sell, pick a date for the event, and put up flyers around your town to spread the news. For extra exposure, you can also list your event on garage sale websites.

2. Make deliveries

When you need 100 dollars now, becoming a part-time driver is a great way to boost your income. But if driving around people doesn't appeal to you, there is another option: food deliveries.

Uber Eats

With Uber, you get the choice to drive around people—or food.

When you work with Uber Eats, you deliver food orders to people at their homes. Simply decide how much you want to work and whether you want to make deliveries for just one hour or a few days a week.

Did you know that you can even make your food deliveries on a bike? This way, you can not only boost your weekly income but your physical activity too.


Just like driving people around with Uber or Lyft, becoming a food delivery driver with DoorDash lets you set your own goals and become your own boss.

You can begin and stop whenever you want. Most importantly, you decide when, where, and how much you drive. Better yet, you can find opportunities to make more cash by making food deliveries during peak pay time.

3. Become a driver

This is one of the popular options for making some extra cash quickly. Above all, the big perk is that this is something you can do to make extra money pretty much whenever and wherever you are.


Of course, the famous Uber is a top pick for becoming a driver. You can become an Uber driver on a part-time basis, seasonally, or just whenever you're telling yourself, "I need 100 dollars now."

Best of all, you can set your own schedule—you decide when and how often you want to drive.

Plus, you get paid every week, straight into your bank account.


Lyft is another popular choice for driving—and it's pretty similar to Uber. When you become a driver, you become your own boss. This means you get to choose when and where you drive.

Bonus: There are even more ways to scoop up extra cash. With Lyft, there are extra cash opportunities available if you drive at the busiest times and places.

4. Walk dogs

Did you ever walk dogs to make a quick buck when you were a kid? Well, you still can! And the internet is making it a whole lot easier.

Today, you can use Wag to connect you with people who need help walking their dogs. You can plan your walks weeks in advance or just grab a walk at the last minute when you've got some free time to make some quick cash.

Does it sound like a dream to get paid to take a walk outside with an adorable furry friend? You better believe it! And the money isn't bad either.

Dog walkers make an average of $16.47 per hour with Wag. Plus, you get paid instantly and you get 24/7 customer support from the Wag team.

5. Pet-sit

Love dogs but aren't able to make it outside for walks? Don't worry—there's another way to make $100 fast while spending time with furry friends. Enter: pet-sitting.

Also using Wag, you can connect with pet owners who need someone to watch their cats and/or dogs overnight.

Just like with walking, you can plan your pet-sitting schedule weeks in advance or book a gig at the last minute. You still get paid instantly—and you can even make tips. In fact, Wag says its pet sitters can make up to $500 a month just by sitting three times a week.

Other good website options for getting started with pet sitting are Rover and also Fetch Pet Care.

6. Rent out your spare room

Have an extra bedroom in your home? Though this one may take a bit more time than the other ideas, it has the potential to make you a lot more money, and stop you from saying, "I need 100 dollars now" in the future.

The easiest way to get started renting out a spare room is with Airbnb. On the site, you can vet who stays in your home. Plus, you can score more money by offering extended stays.

If cleaning up after strangers isn't your thing, remember that you can use the cleaning fee to hire cleaning help while still turning a profit.

7. Use survey sites

If dog walking or driving sounds too time-consuming and you're not ready to sell any of your old things, there is another place you can turn to get 100 dollars now: survey sites.

Altogether, this is probably the easiest way to make a little extra money. It doesn't require any heavy lifting from your end, and you can do it daily right from your phone. You can start making money right away, and though it may take time to earn a good amount, if you stick with it, you'll have more money consistently.


When you join Swagbucks, you earn points every time you complete a survey. 100 points equal $1 - and you can start redeeming your cash with as few as 100 points.

According to Swagbucks, most people make a few hundred dollars per year, though you can earn more. You can get paid in gift cards, PayPal cash, or a check sent right in the mail.


Another popular survey site is LifePoints. Here, you connect with global brands who need your honest opinions on their products and services.

As with Swagbucks, you'll earn points for every survey you complete. Then, you can redeem your points for e-gift cards, PayPal cash, and other forms of payment.

First, you create a profile to find relevant surveys for you. Then, that's it—you can get started earning points to convert them into cash.

8. Go shopping for others

You read that right—you can actually make money by going shopping! Going shopping for other people, that is.

For example, with InstaCart, you can get paid for grocery shopping for other people.

It's easy. You decide which orders you take.

Then, you go to stores you already know, like CVS, Aldi, Costco, etc. Finally, you deliver the goods to the customer's door.

Remember, you are the boss. You decide how many orders you take—and when—so you can earn as much or as little income as you want. Plus, you get paid daily—including tips. Score!

Why should you avoid payday loans?

Unfortunately, when many people need extra money, they turn to payday loans.

A payday loan is a short-term loan—usually for about one to two weeks. It's taken out against your upcoming paycheck.

So, what's the problem with payday loans?

For one, it's very easy to get approved for one. However, this is not good, because there's more to it than just getting your money quickly. Payday loans come with very high-interest rates and additional fees, making it all too easy to end up in a debt spiral.

Not convinced? Your credit can potentially be affected, as well. Avoiding these loans and using the other ways mentioned here to make money will be much better for your budget.

Get started making $100 fast!

So, what are you waiting for? If you need 100 dollars now, you can get started right away! See more ways to make money effortlessly.

Moreover, if you want to learn how to increase your overall income by developing a more stable, additional income source, consider starting a side hustle. These side hustles for women can make you a great income.

Scroll to Top