You've probably heard about the major security breach that took place with Equifax recently right? Well in the event that your financial information is compromised as a result of a security breach, there are some key things you need to do to minimize the impact and protect yourself from potential credit fraud and identity theft and I'm talking through them on this quick episode.
They are as follows:
1. Check your credit: As mentioned in this episode, you can get your free credit report at annualcreditreport.com
2. Consider credit monitoring or a credit freeze: You can get credit monitoring or a freeze on your credit directly from each of the 3 major credit bureaus - Equifax, transunion and Experian.. You can also get credit monitoring independently from companies like MyFico.com, CreditKarma.com, CreditSesame.com etc.
3. Change any online passwords and pins associated your financial information