7 Solid Prayers For Financial Breakthrough

Prayers for financial breakthrough can be a powerful way to improve your financial situation. Talking to God about money may be different or new for you. But not to worry, we have 7 prayer examples you can use during financial hardship.

Prayers for financial breakthrough

Like budgeting and saving money, prayer can be a powerful tool for financial success. 

By reciting prayers and scriptures for financial breakthrough, you can start to feel more secure with your finances. But first, let’s discuss more about how prayer can help you in your financial situation. 

How prayer can help you achieve your financial goals

Prayer is powerful but not the same as asking a genie to grant you three wishes.

However, with consistent prayer combined with taking intentional action, you can eventually reach financial success.

Helps keep you focused

Repeating prayers for financial breakthrough will help keep your mind focused on what you want.

I find that whether I pray for extra money or to pay off credit card debt, by repeating what I desire through prayer, my mind begins to prioritize what I want.

Causes you to stop worrying about money

Prayer can help relieve anxiety and fear. The act of praying fills you with hope.

When you pray about your financial situation, you trust you will be guided in the right direction. You know that by praying, God takes care of what you desire. 

Clarifies your financial goals

Prayer usually involves asking for or reflecting on specific things. It’s easy to ask for more money, but the most powerful prayers are specific.

Using prayers for financial breakthrough helps you get clear on what you want to achieve with your money. 

What to include in your prayer

Whether you’re new to prayer or pray all the time, here is what you can include in your prayers to make them more potent. 

Acknowledge God

No matter your situation or hardships, it’s essential to acknowledge the power of God. God is still providing whether you’re trying to find out how to avoid overdraft fees or you didn’t get paid as much as you’d like.

When you acknowledge God’s presence and power, you are showing that you trust him to provide. 

Express gratitude

Research shows that gratitude can improve your relationships and make you feel happier. Therefore, gratitude in prayer is essential even when things aren’t going your way.

For instance, perhaps my car is run down, and my mattress has some springs popping out; most people have something to complain about. But if I only focus on what’s wrong in my life, I’ll fail to see what’s good.

Your life may not be perfect right now, but there are still many things to be grateful for. In your prayer, make sure to thank God for the things he’s helped provide for you. When you express your gratitude, you show God that you appreciate what you have now and what he’ll give you in the future. 

As it says in James 1.17, ” Every good and perfect gift is from above.

Ask for what you desire

One of the most critical parts of the prayer is to ask for what you want.

However, it can feel uncomfortable doing this. Perhaps you feel like you are being selfish or greedy, but as it says in Matthew 7:7, “Ask, and it will be given to you; seek, and you will find; knock, and the door will be opened to you.”

Whether you want financial stability, to build wealth, money to pay your bills, or extra money to take a vacation, it’s okay to ask the Lord for money. Express your intention.

For instance, ask God to help you build wealth to provide a safety net for your children. Or ask God to help you eliminate your debt so you learn how to save money.

Thank the Lord for delivering

When finishing your prayer, it’s best to end with gratitude. You are thanking God for not only listening to your prayers but for answering them as well.

When you thank him for delivering what you desire before what you want arrives, it shows faith. And the more you have faith, the less you’ll have self-doubt and worry. 

Additionally, by thanking God in advance, it puts you in the mindset that the money you desire is on its way, helping you switch your scarcity mindset to an abundant mindset

7 Examples of prayers for financial success

Now that you see the benefits of prayers for financial breakthrough, here are some examples of different prayers you can use in your financial situation. 

Additionally, we’ve provided some scriptures for financial breakthrough to help amp up your prayers.

1. Example of prayer for better money management

Do you find yourself overspending or relying too much on your credit cards? Maybe you’re having trouble saving. If so, you can use this prayer for how to manage your money

Dear Lord,

I humbly come before your good graces. Thank you for providing me with a stable job with a consistent income.

Please help me with my money management. Help me prioritize my finances and also make better decisions with my money.

Thank you for answering my prayers.


Scripture: Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it? For if you lay the foundation and are not able to finish it, everyone who sees it will ridicule you, saying, ‘This person began to build and wasn’t able to finish. Luke 14:28 – 30

2. Prayer example for financial stability

Financial stability is the foundation for building wealth and better money management. Here is how you can use prayer to become financially stable. 

Dear Lord,

I come humbly before you to seek your guidance and help. First, thank you for being open to my prayers as I ask for your help in creating financial stability. I appreciate the resources and income you have provided for me, and I pray that you guide me in making better financial decisions with my money.

I pray for a steady flow of income and that you provide me with the wisdom to manage it well.

By granting me financial stability, I can provide a better life for myself, my family, and my loved ones. With a financially stable life, I can feel secure and confident with my money, meet my needs, and give to those who have less than myself. 

Thank you for answering my prayer.


Scripture:The plans of the diligent lead to profit as surely as haste leads to poverty.” Proverbs 21:5

3. Idea for prayer for getting out of debt

Prayers for financial breakthrough can also work when you want to know how to pay off credit card debt fast.

Whether temptation or misfortune led you to debt, paying back the money you owe as soon as possible is essential. Here is a prayer to help you pay back what you owe.

Dear God,

I pray to you today, asking for your help. I admit to borrowing more money than I could pay back and now seek your guidance to pay my debts and achieve financial freedom. As Proverbs 21:5 states, “The plans of the diligent lead to profit as surely as haste leads to poverty.”

Please forgive me for the financial shortcuts I have taken that have led me into debt. I come before you now, ready to change. I am willing to plan and work hard to get myself out of debt. Thank you for showing me the way and helping me to stay disciplined and focused. 


Scripture:Let no debt remain outstanding, except the continuing debt to love one another, for whoever loves others has fulfilled the law.” Romans 13:8

4. Example of prayer to help build wealth

Prayers for financial breakthrough can be applied to building wealth. It might feel uncomfortable, or you may feel greedy if you pray for wealth.

However, building wealth means you can provide for others, give back to the church, and live a life with less worry. Try one of these prayers for financial breakthroughs and building wealth. 

Dear Lord,

I want to thank you for the abundance you’ve provided for me in my life. Thank you for the income, resources, and money you gave me through various means. I ask you from a place of humility to help me build up the abundance you have provided.

Please help me to lead a life of prosperity through building wealth. And with this wealth, I can better preach your word and support the church and others in need. 

As you help me to build my wealth, I know you will guide me to make the right financial decisions.


Scripture:Wealth and riches are in his house, and his righteousness endures forever.” Psalm 112:3 

5. Prayer idea for when you’re worrying about money

Everyone worries about money at some point in time, even the uber-wealthy.

However, worrying about money never made anyone richer. If you feel overwhelmed with worry and fear, you can turn to prayers for a financial breakthrough and learn how to stop worrying about money.

Whether you’re concerned about paying your bills or having enough money, this prayer can help ease your stress. 

Dear God,

I come to you seeking peace from my worry about money. As Psalm 55:22 says, “Cast your cares on God, and he’ll sustain you.” I thank you for the times you have provided for me in the past, and I know that you will continue to in the present and the future. 

I trust you will resolve my money situation and provide me with what I need. My focus has shifted from worry to the current blessings in my life. My faith in you is unwavering.


Scripture:This is why I tell you: do not be worried about the food and drink you need to stay alive or about clothes for your body. After all, isn’t life worth more than food? And isn’t the body worth more than clothes? Look at the birds: they do not plant seeds, gather a harvest, and put it in barns, yet your heavenly Father takes care of them! Aren’t you worth much more than birds? ” — Matthew 6:25-26

6. Prayer example for financial miracles

Miracles happen daily, and chances are you’ve experienced some miracles in your lifetime.

Have you ever reached the gas station when your tank was empty? Miracle!

Or perhaps you lost your wallet and a stranger returned it to you, with everything in it. Miracle!

With the unpredictability of life, everyone can use a miracle, and here’s the prayer for one. 

Dear Lord,

Thank you for the miracles you’ve provided for me in the past. I know your ability to perform the unimaginable as I’ve witnessed it in my life many times. I come before you today humbly asking for a financial miracle.

Due to unexpected experiences, I need a miracle to help me through this delicate financial situation. Although I don’t know how things will come together, I trust you are taking care of it. I know a miracle will occur at just the right moment.

Thank you for continuously performing miracles in my life.


Scripture: Ask, and it will be given to you; seek, and you will find; knock, and the door will be opened to you.”Matthew 7:7

7. Thoughts for prayer to find employment

Have you recently lost your job, or are you looking for a new one? Maybe you need to find a new job that is more suitable to your needs. Here is a prayer to help you with your employment search.

Dear God,

I come before you to ask for your assistance in finding employment. Please guide me in finding work that will allow me to use my skills to help others and be fairly compensated so that I can provide for myself and others. 

I know that you have the ideal job waiting for me. As you lead me to employment, I will stay open to your guidance. 

Thank you for helping me find employment.


Scripture:  “And my God will meet all your needs according to the riches of his glory in Christ Jesus.” — Philippians 4:19

Expert tip: Pray daily

We often turn to prayer when we are in need. However, if we use prayer daily, we can see more financial breakthroughs. Additionally, I’ve tried reading scriptures with reviewing my finances. Also adding bible verses to my budgeting sheets.

Scriptures for financial breakthrough to pray and reflect on

The word of God has messages of encouragement and guidance. Use these scriptures to reflect on or add to your prayers.

Consider the ravens: they neither sow nor reap, they have neither storehouse nor barn and yet God feeds them. Of how much more value are you than the birds!Luke 12:24

But seek first the kingdom of God and his righteousness, and all these things will be added to you.Matthew 6:33

Sovereign Lord, You made the heavens and the earth and the sea, and everything in them.Acts 4:24

What is the strongest prayer for financial breakthrough?

Prayers for a financial breakthrough are most potent when you believe in them and also take action.

Therefore, choosing and reciting a prayer that aligns with your beliefs and needs is essential. When you believe in something, it’s easier to take action to try to achieve your financial goals. You can also add scriptures for financial breakthrough to your prayers to make them more powerful.

For example, “Dear God, I kneel before you in prayer, believing in your ability to help me succeed financially. I know you will provide for me, help me make the right decisions, and relieve me from my financial turmoil. I trust you will help me pay off my debt and build wealth.” 

If you believe, you will receive whatever you ask for in prayer.” Matthew 21:22

What is a good prayer for financial blessings?

A good prayer for financial blessings can also be a simple one.

Something like, “Dear God, thank you for all the blessings in my life. Thank you for blessing me with excellent health, loved ones, and a safe place to rest my head every night. I come before you asking for financial blessings among the many benefits you have bestowed upon me. Please grant me economic prosperity, and I will always try to honor your name.”

As it says in Philippians 4:19, “And this same God who takes care of me will supply all your needs from his glorious riches, which have been given to us in Christ Jesus.

How do I pray to God for financial miracles?

You can pray to God for financial miracles by using prayers and scriptures for financial breakthroughs. As it says in Luke 18:27, “What is impossible with man is possible with God.”.

Therefore if you need a financial miracle, ask for one. Whether you need an extra $500 for a car repair or need money to pay rent, asking for blessings is the quickest way to get your prayers answered. Acknowledge that God is a provider and will provide for your needs. 

How do you pray for a financial breakthrough with a Bible verse?

You can pray for a financial breakthrough with a Bible verse by reciting it at the beginning or end of your prayer. If you don’t have any memorized, you can read verses from the Bible at the beginning or end of your prayer. 

After reciting Bible verses, take a moment to reflect on them. How can you apply them to your life? What significance do they have in your current situation?  

What to do after you pray?

The most important thing you can do after using prayers and scriptures for financial breakthrough is trust and take action. If you want financial stability, focus on budgeting weekly and allow God to guide you while putting together the numbers.

If you prayed to eliminate your debt, start taking action by creating a debt repayment plan, and trust God will help you choose the right one. 

It’s important to trust the prayer by taking action. Act as if your prayer has been answered. 

If you enjoyed reading about prayers for financial breakthrough, read these next!

Prayers are a powerful way to create financial change!

There is no shame in asking God for financial success. Prayers for financial breakthrough can not only help you out of difficult situations but also help you focus on being financially stable and starting a new chapter in life.

Choose a prayer from the list above or create your own based on your financial needs. Remember to commit to the prayer daily, believe, and take action. When you trust the power of prayer, your prayers for starting a new life with your money will soon be answered. 

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