Let’s talk about compulsive vs impulsive shopping. Most Americans are no strangers to unplanned spending. A study of 2,000 consumers found that the average person spends roughly $5,400 per year on impulse spending and that nearly everyone falls victim to it from time to time. Many people use the terms impulsive shopping and compulsive shopping …
Compulsive VS Impulsive Shopping: How To Tackle Both Read More »
Recent data shows that a shocking 74% of employees making less than $50,000 per year are living paycheck to paycheck. And the numbers are only slightly better for families in higher income brackets. When you’re living paycheck to paycheck, finding anything to cut from your budget makes a huge difference. But when you’re just getting …
Many people desire to live a life that makes them feel more fulfilled, but they simply don’t know how to do so. The answer? Intentional living. Intentional living is a practice that can have a positive impact on just about every area of your life. It’s all about deciding what your values are and living …
Dealing with a poor credit score or negative marks on your credit report can be both financially and emotionally harmful. And if you’re in that situation, you probably find yourself looking for solutions. Credit repair companies market themselves to those with poor credit as a way to improve your credit. There’s a lot to know …
Have you ever considered a social media detox? Social media apps have become a normal fixture in our lives. In fact, 72% of Americans report using some type of social media. And the percentages are even higher when you look specifically at those of ages 18-49. And considering that social media has become a part …
Here’s How A Social Media Detox Can Improve Your Finances! Read More »
Have you wondered, “Should I freeze my credit?”. Well, 14.4 million Americans were victims of identity theft in 2018. And the single most common method of identity theft involves the thief opening a new credit account in the victim’s name. Unfortunately, there’s no way to fully protect against identity theft. If you have a Social …
When you buy a house, you typically make monthly payments for an agreed-upon number of years to pay off the loan. Most commonly, this is based on a 30-year mortgage agreement. But what if you could pay your home off faster and pay less money using biweekly mortgage payments? With this payment schedule, you end …
Have you ever considered active or passive real estate investing? It turns out, a surprising number of people have. A Gallup survey found that since 2013, real estate has been the favored investment for American investors. 35% of Americans cited real estate as their top investment choice, while only 21% said stocks and mutual funds. …
Often we think of investing as something we start doing later in life. We think about putting money into a 401(k) when we join the workforce or opening a brokerage account when we have some disposable income. But you can actually get started a lot earlier than that. Families can seek out investments for teens …
There’s an old cliche that says, “Money can’t buy happiness.” But is that actually true? There’s research to suggest that, up until a certain income level, money certainly can have a positive impact on your happiness. In this article, we’re going to dive into some of the arguments on both sides of the debate. Is …
