Nicole Christiano

Clever Girl Finance Writer

Nicole Christiano

About Nicole Christiano

  • Her articles on Clever Girl Finance cover topics that include core personal finance, mindset, and motivation
  • Founder of Wealth On Purpose, a financial literacy coaching program with a mission to empower women and transform how they show up in their lives and participate in their finances
  • Runs the blog, Cultivating Cash, focused on financial literacy, mindset, and all things money


  • Certified Management Accountant (CMA)
  • BBA in Accounting from Loyola Chicago University
  • Masters in Accountancy and Taxation from the University of Notre Dame


Nicole is a financial literacy and mindset expert who is passionate about helping women achieve their financial goals.

With 10+ years of experience in the field, she has written extensively on topics such as budgeting, investing, and building wealth.

Personal achievements

  • Paid off $18k of student loans in 2 years
  • Saved over 12 months of emergency savings in 2 years
  • Quit her corporate job and launched a financial literacy coaching business

Reader favorites on Clever Girl Finance

In the media

Connect with Nicole

About Clever Girl Finance

Clever Girl Finance® is a mission-driven company aimed at providing women with much-needed financial guidance and support to build financial confidence and make smart money decisions in their day-to-day lives.

We do this through our completely free resources including personal finance courses, one-on-one mentor calls, articles, audio, and video content, an incredibly supportive community, and more.

Through our approach, we support our community in a fun, engaging, relatable, and non-judgmental way. Our team is dedicated to helping women to become accountable, ditch debt, save money, and build real wealth.

Learn more about us.

Check out our awesome free content

Explore the blog, listen to our podcast, catch up on CGF TV or check out our free resources and courses.


Also featured in Forbes, The New York Times, Business Insider, Fortune, and more.

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