When it comes to finances, maintaining good credit card utilization is key. This score helps determine your credit score, which in turn helps banks and lenders know if they think you are someone worth lending money to. If you are looking to buy a house or a car soon, you’ll need good credit. And to …
If you’re an entrepreneur or small business owner, having a good bank is key to running a successful business. From getting a loan or line of credit to getting help with invoices and tax season, it’s important to be on good terms with your bank. When it comes to business and banking, being on good …
How to Build a Banking Relationship as a Business Owner Read More »
If you’ve seen the lavish spending sprees and apartment tours on various TV shows, you’ve probably had a twinge of jealousy over how wealthy some people are. I know I have been. After all, most of us want to be wealthy. But how do you create wealth? Is wealth accumulation only for the rich and …
Most of us know our net worth isn’t as high as Beyonce’s, but do you know how your average net worth by age compares? According to a survey by the Federal Reserve, the average net worth of Americans is $692,100, although that varies by race. White Americans have an average net worth of $933,700, while …
With the world in the midst of a pandemic, stocks have been on a roller coaster over the last few months. The stock market went from all-time highs to all-time lows in just a matter of weeks. If you have your money in the stock market, you’ve probably wondered if you should take out your …
This post contains affiliate links from which we may earn a commission that helps us grow Clever Girl Finance! Please see our disclosures for more information. Interest is no fun unless you are earning it. When you have to pay it, it can be a major hindrance. For instance, capitalized interest. Capitalized interest on student loans …
If you’re trying to get your finances in order, one of the first things you will need to do is set up a savings account. There are numerous benefits to having a savings account, from making sure you have an emergency fund for unexpected expenses, to saving up for a downpayment on a house. Regardless …
When we think of someone being rich vs wealthy, we might think it’s the same thing but it’s not. For some reason, the words rich and wealthy are often incorrectly used to describe the same thing. The two words might seem like synonyms, but they are completely different. It’s hard to spot the difference, but …
Rich vs Wealthy: Key Differences Between The Two Read More »
With more people working from home due to the COVID-19 pandemic, flexible work policies are more than likely going to be more permanently accepted by companies nationwide. According to the 2019 National Compensation Survey (NCS) from the federal Bureau of Labor Statistics, only 7% of Americans had the ability to work from their homes. However, as …
There’s a lot of talk about a new recession coming. And it’s further amplified by the economic uncertainty being caused by the coronavirus. As a result, you’re probably a bit worried. Maybe you’ve even been laid off from your job or you work in the gig economy and don’t have a steady income. Unemployment soared …
